How to calculate annualized returns?

I came across a question from a colleague asking me about my stock market returns recently. The answer to this question is complicated, because there are 3 ways to look at the same investment profits. I will cover 2 approaches to this problem, namely 1, simple returns, 2, money weighted returns. In this post, I …

The investment portfolio – Q1 2019

If you were also invested in the stock market during the last year, you would have noticed how crazy December 2018 and 1st quarter of 2019 were. Calm days were rare and large swings were the norm. In the last 2 weeks of 2019, I lost $30,000. To most people who don't understand percentages or …

A look at the Hyflux chaos

Recently, a Singapore based water treatment company called Hyflux ran into financial trouble. You can read more about it from the news, but in summary, they borrowed too much money and couldn't service the loans. Investors who lent it money by buying perpetual bonds are now at risk of losing everything. You can read more …

I earned $72,000 from the stock market in 5 years. Here’s how I did it.

Today, I checked my portfolio and realized I have already earned $72,000 from the stock market since 2014. I made this money through a combination of $20,000 in dividends and $52,000 in capital gains. I gave myself a big pat on the back before sitting down to write this post. To put the number in …